Air Evac Lifeteam Membership To Pay For Air Ambulance Transport

Licking County recently gained a new emergency air helicopter company in Saint Louisville, Ohio called Air Evac Lifeteam. We’re lucky to have these fine people serving our community. They have saved lives and are an important part of the area’s health services. I’ve seen references where they’re being used very, very frequently.

Heritage Days 2011 Air Evac Lifeteam

Heritage Days 2011 Air Evac Lifeteam (Photo credit: Macomb Paynes)

It caught my eye that so many stories in the news state the use of emergency air transport, but then it will state, “transported with non-life threating injuries.”. What’s that about? You would think that a life threatening injury is the only reason air transport would be required. I worry that they’re calling for air transport when it’s not really required to pay for this multi-million dollar operation. I don’t know enough to know that this is the case, but I don’t think it’s out of the realm of reasonable suspicion to question this. One reason that reports may appear this way is that air service is also called when there may be a loss of limb, but not a loss of life.

When emergency air transport is called, costs vary in the $10,000 – $20,000 range. It depends on your insurance as to how much of this is paid. Some are under the assumption that their coverage pays for 100% of this, but are shocked to find out that insurance only pays what it considers to be customary, usually about $3,000. The patient is responsible for the rest of the bill.

Since I suspect that the service is being used at times when it may not be required, I want insurance to cover it. As a motorcycle rider, I know that just about any accident could cause an injury where air service is requested. It’s not like a patient has a choice in the matter either. Theoretically you could refuse air service, but what are the chances of you getting your way. If they’re called, you’re paying. There’s also a very good chance that you really will need them.

So what can you do to cover the chances of getting a bill that could put you into bankruptcy? There is a membership that costs $50/year. Seems like a great idea. Problem is, the membership only covers the cost of that particular service is used. If you buy the Air Evac Lifeteam membership and another service from Columbus is called, the bill is not covered. Check the FAQ for Air Evac. It answers most of the questions I have.

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